Cash Balance Plans for Businesses | Fisher 401(k) Solutions

Download our Cash Balance Guide

Questions about Cash Balance Plans?

You can save up to $100K or more¹ on your tax bill by adding a Cash Balance Plan to your company's 401(k) Program. Download the guide and learn everything you need to know to unlock huge savings.

Advantages of Cash Balance plans
Overview of how the plan works
Understanding plan eligibility

Cash Balance Resources

The powerful tax strategy for business owners.

2-Minute Video

Cash Balance 101 for Business Owners

See how a high-earning business owner can use an IRS-sanctioned strategy to reduce her tax bill by over $100K¹ a year.

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Case Study

Cash Balance Case Study

Are you missing out on tax advantaged savings? Watch this short video from a Fisher small business specialist and learn how a Cash Balance Plan may help you.

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Infographic

How Much Can You Save with a Cash Balance Plan?

Fund a sizable portion of your retirement savings using money that you would otherwise pay in taxes. Download this helpful infographic to view additional tools and resources.

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¹This is based on a 60 year old business owner putting away $22,500 in individual contribution, $7,500 as a catch-up contribution, $43,500 as Profit Sharing, and $309,000 as Cash Balance per 2023 contribution limits.

Audio	Visual
Upbeat music	What is a Cash Balance Plan Fisher Investments®
The volume of the music is reduced. Male Voice: "Hi, I'm Matthew Cooksey, I'm the business development team lead here at Fisher Investments 401(k) Solutions. And I work with a lot of high-earning business owners who didn't realize we have a strategy to help them significantly reduce their tax liability upwards of one hundred thousand dollars each year. You could be one of them."	A man dressed in a suit speaks to the camera. A flyout in the lower left corner identifies him as Matthew Cooksey, Business Development Team Leader.
"So a Cash Balance plan is a type of retirement plan that often works side-by-side with 401(k) plan that allows high-earning business owners the ability to significantly increase their tax deferred savings often upwards of three hundred thousand dollars each year while also reducing their tax liability in some cases upwards of one hundred thousand dollars each year. And the greatest part about that is those contributions also grow tax deferred." "A Cash Balance Plan can be one of the most valuable tools that a lot of high earning small business owners overlook in their strategies to reduce their taxes. A lot of the clients I talk to have exhausted a lot of the traditional models or ways that they can reduce the amount they are paying in taxes. With this plan it allows them to not only save hundreds of thousands of dollars each year into their personal retirement those contributions allow them to reduce their tax liability as well. And that can be really beneficial for people that have kind of hit the wall of what is available to them." "Cash Balance plans can be complex. And its important to have an advisor who is an expert in them to help you navigate them Here at Fisher investments we have the expertise and the experience to help our clients and their CPAs optimize their plans to not only reduce their tax liability on an on on-going basis but make sure they're getting the most out of their retirement savings."	The flyout disappears. The camera remains focused on the speaker, occasionally zooming in or out.
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The music continues to play.	Fisher Investments 401(k) Solutions. © 2021 Fisher Investments. Investing in securities involves the risk of loss. Intended for use by employers and their consultants, considering or sponsoring retirement.
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